7 Resources

Experience Rating: Split Point

Explanation of change to primary/excess split point

Under the Experience Rating Plan, both actual and expected losses are divided into two groups, primary and excess.  Up until 2013, primary loss has been the first $5,000 of any loss. The entire actual primary loss amount enters into the calculation.  Actual excess loss, the amount above $5,000, is discounted from 20% to 96% depending on the size of the employer (specifically, their expected losses).

Table of Split Points

 

Year

Split Point

Through 2012

$5,000

2013

$10,000

2014

$13,500

2015

$15,500

2016 $16,000
2017 ​$16,500
​2018 ​  $16,500

Subsequent

Based on Inflation

 

 

 

 


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